Rating scale

Credibility rating is assigned by Expert RA in line with the following scale:

class A++: Extremely high (the highest) credibility level

Most probably in short-term perspective the company would timely and fully fulfill its financial obligations, both current and operation-related. In mid-term perspective high probability of fulfillment of obligations even in case of significant changes in macro-economy and market indicators is also there.

class A+: Very high credibility level

Most probably in short-term perspective the company would timely and fully fulfill its financial obligations, both current and operation-related. In mid-term perspective high probability of fulfillment of obligations even in case of significant changes in macro-economy and market indicators is possible.

класс А: High credibility level

Most probably in short-term perspective the company would timely and fully fulfill its financial obligations, both current and operation-related. In mid-term perspective high probability of fulfillment of obligations even in case of significant changes in macro-economy and market indicators is also there. In mid-term perspective probability of fulfillment of obligations, demanding serious payments, depends sufficiently on stability of macro-economic and market indicators.

class В++: Acceptable credibility level

Most probably in short-term perspective the company would timely fulfill its current financial obligations and small and medium-sized new operation-related obligations. Financial complications in case of circumstances, demanding significant lump payments, are probable. In mid-term perspective probability of fulfillment of obligations depends on stability of macro-economic and market indicators.

class В+: Sufficient credibility level

Most probably in short-term perspective the company would timely fulfill its current financial obligations and small and medium-sized new operation-related obligations. Financial complications in case of circumstances, demanding significant payments, are probable. In mid-term perspective probability of fulfillment of obligations depends on stability of macro-economic and market indicators.

class В: Satisfactory credibility level

Most probably in short-term perspective the company would timely fulfill practically all its current financial obligations. Probability of non-performance on operation-related financial obligations is average. In mid-term perspective probability of fulfillment of obligations depends on stability of macro-economic and market indicators.

class С++: Low credibility level

The company would timely fulfill its current financial obligations, but difficulties may arise in fulfilling relatively large obligations. Probability of non-performance on operation-related financial obligations is quite high. In mid-term perspective probability of non-fulfillment of obligations in case of worsened macro-economic indicators or unfavorable market set-up is quite high.

class С+: Very low credibility level

The company would timely fulfill majority of its current financial obligations, but difficulties may arise in fulfilling relatively large and even medium-sized obligations. Probability of non-performance on operation-related financial obligations is very high. In mid-term perspective probability of non-fulfillment of obligations in case of worsened macro-economic indicators or unfavorable market set-up is very high.

class С: Unsatisfactory credibility level (pre-default)

The company does not secure timely fulfillment of majority of its current financial obligations, or there is very high probability of non-performance on its operation-related financial obligations even under favorable market set-up.

class D: Technical default

The company does not secure fulfillment of its obligations to clients, partners, creditors and employees.

class E: Bankruptcy. License revocation or liquidation

The company is in the state of bankruptcy procedure / license revocation / liquidation.