Expert RA compiles lists of the largest Russian insurance companies twice a year. The lists are prepared on the results of the questioning – any insurance company may participate in it without any compensation (you simply have to apply for participation to insur@raexpert.ru).

The list is based on three main parameters: insurance premium rate for voluntary insurance, amount of own funds and amount of insurance reserves (minus share of re-insurers and life insurance reserves). The first two indicators describe turnover of a company and its own financial potential. But it is the third indicator that makes the list of leaders correct. It cuts out structures specialized on intermediation re-insurance transactions and not, in fact, involved in insurance activity, as well as insurers focusing on non-risk life insurance operations. All the three indicators have certain categorizing borders. There are six size categories altogether. The largest insurers are placed in class one, outsiders — class six. To get to the first category all the three indicators should sufficiently exceed average market figures.

Next to the general list of the largest Russian insurance companies we also compile lists of leaders in accident insurance, voluntary medical insurance, insurance of outside travelers, motor insurance, water transport insurance, insurance of aircraft and space risks, cargo insurance, insurance of corporate property, insurance of construction-erection risks, insurance of enterprise responsibility (sources of increased danger), insurance of individual property, insurance of financial risks, insurance of professional liability. Special consideration is given to activity of insurance companies at the market of OSAGO — compulsory motor insurance.

Results of the questioning are published in Expert magazine ("Insurance Panorama" supplement) twice a year.