Rating scale

Factor’s credibility and quality rating is assigned by Expert RA in line with the following scale:

class A++: extremely high/ highest level of credibility and quality

Client timely and regularly receives required financing for supplies. Factor’s instruments and infrastructure permit full and efficient performance of accounting and debt management functions, if necessary, guarantee full payment of accounts receivable, including international trade deals. Factor services satisfy requirements of the most demanding clients.

class A+: very high level of credibility and quality

Client timely and regularly receives required financing for supplies. Factor’s instruments and infrastructure permit efficient performance of accounting, managing and collecting accounts receivable, if necessary, guarantee full payment of accounts receivable. Factor is capable of easily and quickly responding to client’s changing requirements.

class A: high level of credibility and quality

Client demands to finance supplies are met quite timely and more or less regularly. Factor’s instruments and infrastructure permit partial performance of accounting, managing and collecting accounts receivable, if necessary, guarantee full payment of accounts receivable. Factor is capable of changing servicing conditions in line with client’s demands.

class B++: Sufficient level of credibility and quality

Client demands to finance supplies are met with minimum possible delays; management of accounts receivable is efficient. Conditions of servicing are quite flexible.

class B+: Acceptable level of credibility and quality

Client demands to finance supplies are met with reasonable delays; labor costs for managing books and accounts receivable are minimized. Changing conditions of servicing may cause certain complications.

class B: Satisfactory level of credibility and quality

Client demands to finance supplies are met with reasonable delays; Factor functions for managing books and accounts receivable are minimized. Capabilities for changing conditions of servicing are limited.

class C++: Low level of credibility and quality

Client may get financing for monetary assignment, but Factor financial status and its risk management system disallows guaranteeing timely financing, accounting quality and managing accounts receivable.

class C+: Very low level of credibility and quality

Client is guaranteed neither regular replenishment of turnover capital in mid-term perspective, nor management of accounts receivable.

class C: Unsatisfactory level of credibility and quality

Client may have problems with returning accounts receivable.