The rating agency "Expert RA" has analyzed the influence of the suspension of performance before the tour the tourists' Lanta-Tour "Voyage" on the financial stability of "Ingosstrakh" and found no reason to downgrade the A++" exceptionally high level of reliability "rating outlook - stable .

Civil liability for failure to perform or improper performance of obligations "Lanta-Tour Voyage" under the Agreement on implementation of the tourism product is insured by "Ingosstrakh" on $ 100 million. The agency reports that the implementation of "Ingosstrakh" insurance premiums of the insurer financial strength is not compromised. SK has experience of large payments, in addition, "Ingosstrakh" adheres to quality reinsurance policy, which is characterized by high reliability and diversification.

The rating agency "Expert RA" has raised credit rating of CB "InterCredit" to the level of B++ "acceptable level of solvency," forecast "stable." Earlier, the Bank has acted rating of B++ "sufficient level of solvency," forecast "stable."

The key factor in the increase in ratings of the Bank "InterCredit," attributed the resource base to reduce dependence on short-term money supply growth in the loan portfolio, improving the balance of assets and liabilities on long-term horizon. "The Agency also notes the growth of the bank's customer base and diversification of investments by sectors of the economy", - says Stanislav Volkov, head of credit rating institutions "Expert RA". In addition, the support rating has traditionally provided a high level of capital adequacy: on 11/01/11, he is 24%.

Limit the level of creditworthiness of the bank's asset and liability imbalances in the short-term horizon, the instability of the resource base and its dependence on ultrashort liabilities, as well as the high concentration of large credit risks to clients.

The rating agency "Expert RA" has assigned rating of the company "Generali PPF general insurance" at the level of A+ "A very high level of reliability." Rating forecast is "stable."

Among the positive factors of financial stability "Generali PPF general insurance" were marked by high levels of current liquidity and the liquidity of the refined net of insurance, high solvency margin. Low levels of net loss ratio, combined ratio net loss, high profitability of the company, the low percentage of accounts receivable in the assets is also recorded as positive factors.

Moderating effect on the rating factors such as low rate of capital adequacy ratio, a high proportion of the cost of doing business.

The rating agency "Expert RA" has started the implementation of the project "Finance-growing business in 2012."

The rating agency "Expert RA" will perform a functional study of Internet banking for individuals. The study will be carried out surveys of banks and rating functionality is composed of remote banking services to individuals.

The rating agency "Expert RA" rating is assigned the insurance company "Fjord" (Samara) at A "high level of reliability" rating outlook "stable." Positive impact on the rating of the IC "Fjord" providing high current ratio, high levels of solvency and capital adequacy. "In addition there are low value share of the cost of doing business, the net loss ratio. Positively valued characteristic of the high profitability of the insurer's assets and equity, the low values ??of the ratio of receivables to total assets of the company, as well as the high liquidity of the investment portfolio. Do not allow the company to assign a higher rating, factors such as low percentage of contributions received from the customer market, the low dimensional performance. In addition, intelligence agencies say the low rates of growth of premiums IC "Fjord": the amount of total insurance premiums collected by the company for nine months of 2011 increased by 4.0% in comparison with the total insurance premiums collected by the company for nine months of 2010. Also, the company has no branch network.

The rating agency "Expert RA" has raised the financial strength rating "RAF-Leasing" (LLC) to the level of A "high level of financial stability," the rating outlook is "stable." Previously, the Company has acted rating of B + + "acceptable level of financial stability," forecast "positive".

The key factors contributing to the increase in ratings of "RAF-Leasing", became a high diversification of the lease portfolio of customers, the low level of arrears from customers and the public appearance of the Company's credit history. In addition, positive impact on the rating had a high proportion of equity in the structure of funding sources, reliable partners for insurance of leased assets, and an acceptable level of return on assets and equity.

Limit the rating of the low level of diversification of the leasing portfolio by type of equipment, the average level of transparency and interaction with the media, the need for a more detailed study of the strategic security.

The rating agency "Expert RA" informs about the recall from the January 31, 2012 reliability rating of bonds, "Leasing Company URALSIB" Series 04 (registration number 4-04-36314-R) and Series 05 (registration number 4-05-36314-R) in connection with their successful repayment. Company's obligations to repay were performed according to the schedule in its entirety. In Company "URALSIB Leasing Company" continues to operate the financial strength rating to A + "A very high level of financial stability" stable outlook.

LLC "URALSIB Leasing Company» (Moscow) provides financial lease on the entire territory of Russia, has 46 branches. The company is a universal leasing company, and leases a wide range of equipment, the Company's portfolio is dominated by the railway equipment, trucks, construction machinery and real estate.